Confidence tier 01
Direct verification
The source rate file directly supports the negotiating argument.
Rate Intelligence ReportsLive
Rate Intelligence Reports. Know where your rates stand.
Legacy platforms sell workbench access, leaving your team to spend hundreds of analyst hours assembling insights.
Forensic spread detection
Expose the acquisition drift hidden inside your own contracts.
Pinpoint internal contract anomalies - such as rate spreads ranging from 99% to 231% of Medicare within the exact same system - caused by legacy acquisition drift.
- Compare rates across facilities, contracts, services, and payer entities
- Isolate the anomalies with the greatest negotiating impact
- Package every finding into a source-traceable exhibit
Rate Intelligence Report
Commercial Payer A · 2027 Renewal
Internal rate spread
99% to 231%
Illustrative
Acquisition drift detected across facilities inside the same system.
Exhibit 01Direct rate-file verification
Tier 1Exhibit 02Contract and market corroboration
Tier 2Exhibit 03Payer pattern evidence
Tier 3Calibrated conviction
Know which arguments survive payer challenge.
Every exhibit receives a four-tier confidence grade. Your team can separate verified facts from directional findings - and know exactly where legal confirmation is required.
Confidence tier 02
Corroborated evidence
Multiple contract, market, or performance sources point to the same conclusion.
Confidence tier 03
Directional evidence
The finding is decision-useful, with explicit assumptions and limits.
Confidence tier 04
Legal confirmation required
The argument is flagged for counsel or specialist review before use.
No other rate vendor grades its exhibits. The others sell the file. The grade is what turns a file into evidence a payer cannot wave away.
Payer behavioral profiling
Payer Behavior Scorecards: walk in knowing how the payer moves.
Analyze payer reserve levels, historical policy concession patterns, and tactical weaknesses before negotiations begin.
- Reserve-level context
- Historical concession patterns
- Documented tactical weaknesses
What a term is worth at your volumes.
Every proposed rate and term is modeled against your service mix, your volumes and your current contract economics before you agree to it. You see the net revenue effect of each concession, by service line and by code, and the value of the escalator, the carve-out and the lesser-of clause in dollars, not percentages.
Investigate and forecast revenue impact.
Finished deliverable
The answer. Not another analyst workbench.
Lumivera packages the findings, exhibits, confidence grades, and negotiating narrative into a position your team can use before it enters the room.
- Prioritized concession targets
- Forensic exhibits with source trails
- Executive-ready negotiating narrative
Put rate intelligence to work.
Use the report as negotiation evidence, with prioritized concessions, confidence-graded findings, payer behavior, and source-traceable exhibits.
Built for the CY2026 attestation.
Hospitals must publish the 10th, median and 90th percentile allowed amounts from remittance data, with a CEO attestation, enforced from April 1, 2026.
SOURCES: CMS, CY2026 OPPS Final Rule
The report states where each contracted rate sits against those same percentiles, by payer and by code, so the figures you attest to and the figures you negotiate from are the same figures.
Unbeatable value
A complete Rate Intelligence Report for $50,000.
The price is the price. Lumivera is the only company in its category that publishes one. No analyst hours, no workbench license, no consulting retainer.
Lumivera Rate Intelligence Report
$50,000
Finished Rate Intelligence Report
Internal workbench time
Avoided
Start with the answer
See what a Rate Intelligence Report reveals.
Bring the payer, market, or renewal your team is preparing for.